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Oregon Workers' Compensation

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Who Must Carry Coverage

  • Most employers in Oregon with one or more employees are required to carry workers’ compensation insurance.
  • Certain casual employees, independent contractors, and some domestic workers may be exempt.

No-Fault System

  • Oregon workers’ compensation is a no-fault system, meaning injured employees may receive benefits regardless of who caused the injury.

Reporting an Injury & Time Limits

  • A work-related injury must be reported to the employer as soon as possible.
  • The general statute of limitations to file a formal claim is two years from the date of injury, or from the date the worker knew or should have known of the injury.

Income & Medical Benefits

  • Payment for necessary medical treatment.
  • Temporary total disability (TTD) benefits at 66 2/3% of the average weekly wage.
  • Compensation for permanent partial or total disability, if applicable.
  • Oregon also provides vocational assistance benefits for eligible injured workers.

Protection From Retaliation

  • An injured employee cannot be terminated or discriminated against for filing a workers’ compensation claim.

Choice of Treating Physician

  • Oregon employees generally have the right to choose their attending physician, but must select from a Managed Care Organization (MCO) if the employer participates in one.
  • An employee may request a change of attending physician once without cause.

Independent Medical Examination (IME)

  • Either party may request an IME (called a Medical Arbiter Examination in Oregon) to resolve disputes about the employee’s medical condition or disability.
  • Contact Doctors’ Council if you would like assistance with requesting an IME or changing doctors.