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Louisiana Workers' Compensation

Home / Louisiana Workers’ Compensation

Who Must Carry Coverage

  • Most employers in Louisiana with one or more employees are required to carry workers’ compensation insurance.
  • Certain agricultural and domestic employers may be exempt.

No-Fault System

  • Louisiana workers’ compensation is a no-fault system, meaning injured employees may receive benefits regardless of who caused the injury.

Reporting an Injury & Time Limits

  • A work-related injury must be reported to the employer within 30 days of the incident.
  • The general statute of limitations to file a formal claim is one year from the date of injury or from the last payment of medical benefits or indemnity.

Income & Medical Benefits

  • Payment for necessary medical treatment.
  • Temporary total disability (TTD) benefits at 66 2/3% of the average weekly wage.
  • Compensation for permanent partial or total disability, if applicable.
  • Supplemental earnings benefits may be available when the employee cannot earn pre-injury wages.

Protection From Retaliation

  • An injured employee cannot be terminated or discriminated against for filing a workers’ compensation claim.

Choice of Treating Physician

  • The employee is initially entitled to select their own treating physician.
  • A change of physician must be approved by the employer or insurance carrier, or by the Office of Workers’ Compensation.
  • Add language stating that while employees may choose their treating physician, they are required to see the Company doctor at least once.

Independent Medical Examination (IME)

  • Either party may request an IME if there is a dispute about the employee’s medical condition or treatment.
  • Contact Doctors’ Council if you would like assistance with requesting an IME or changing doctors.