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Florida Workers' Compensation

FOR AN APPOINTMENT WITH A DOCTOR AND ASSISTANCE WITH YOUR CLAIM

Florida Claims Knowledge

Our physicians understand Florida's specific reporting deadlines, authorized-treatment requirements, and filing rules, helping ensure your care aligns with your claim.

Timely, Documented Care

Because Florida's 30-day reporting window is strict, we help make sure your treatment is well-documented from your very first visit.

Guidance Through a Complex System

Florida's filing deadlines can shift depending on your benefits history. Our team helps you understand where your claim stands and what comes next.

Advocacy for Your Recovery

Our union-member physicians focus on your full medical recovery, keeping your treatment on track throughout your claim.

Florida Workers' Compensation Injury Care

Injured on the job in Florida? As a no-fault system, you may be entitled to benefits regardless of who caused your injury — but Florida’s strict reporting and filing deadlines make it easy to lose your claim if you miss a step. Doctors’ Council 22 provides expert medical care for Florida workers while our team helps you navigate the claims process from start to finish.

Know Your Rights Under Florida Workers' Compensation Law

Florida’s workers’ compensation system has specific coverage rules and strict deadlines. Here’s what every injured worker should know:

FAQs

You must report your injury to your employer within 30 days of the accident, or within 30 days of when you knew or should have known it was work-related. Missing this deadline can result in denial of benefits.

Generally, you must file a Petition for Benefits within 2 years of your injury. This timeline can be affected by ongoing medical treatment or benefit payments, so it's important to stay in close contact with your treatment team about your claim status.

Generally, no — your employer or their workers' compensation insurance carrier has the right to select your authorized treating physician in Florida.

It depends on your industry. Non-construction employers with 4 or more employees, and construction employers with even 1 employee, are generally required to carry coverage in Florida.

Florida Workers' Compensation

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Who Must Carry Coverage

  • Employers with four or more employees (including part-time, full-time, and corporate officers) are required to carry workers’ compensation insurance.
  • Employers in the construction industry must carry coverage if they have one or more employees.

No-Fault System

  • Florida workers’ compensation is a no-fault system, meaning injured employees may receive benefits regardless of who caused the injury.

Reporting an Injury & Time Limits

  • A work-related injury must be reported to the employer within 30 days of the incident or from the date the employee becomes aware of the injury. Timely reporting is essential.
  • The general statute of limitations to file a formal claim for benefits is two years from the date of injury.

Income & Medical Benefits

  • Payment for necessary medical treatment.
  • Partial wage replacement, typically 66 2/3% of the average weekly wage.
  • Compensation for permanent impairment, if applicable.
  • Temporary benefits are capped at 104 weeks or until the employee reaches Maximum Medical Improvement (MMI), whichever comes first.

Protection From Retaliation

  • An injured employee cannot be terminated solely for filing a workers’ compensation claim.

Choice of Treating Physician

  • The insurance carrier generally selects the authorized treating physician.
  • If an employee is dissatisfied with the medical care, they are entitled to a one-time change of doctor, subject to approval by the insurance carrier.

Independent Medical Examination (IME)

  • An injured employee may request an Independent Medical Examination (IME) if they believe the diagnosis is incorrect.
  • Please note: the cost of the IME is the employee’s responsibility.
  • Contact Doctors’ Council if you would like assistance with requesting an IME or changing doctors.

Your recovery, our mission. Union-affiliated injury care with claims support you can count on.

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