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Wisconsin Workers' Compensation

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Who Must Carry Coverage

  • Most employers in Wisconsin with three or more employees, or with a payroll over $500 in any quarter, are required to carry workers’ compensation insurance.
  • Family farms and certain domestic employers may be exempt.

No-Fault System

Wisconsin workers’ compensation is a no-fault system, meaning injured employees may receive benefits regardless of who caused the injury.

Reporting an Injury & Time Limits

  • A work-related injury must be reported to the employer as soon as possible.
  • The general statute of limitations to file a formal claim is two years from the date of injury or from the date the employee knew or should have known of the injury.

Income & Medical Benefits

  • Payment for necessary medical treatment.
  • Temporary total disability (TTD) benefits at 66 2/3% of the average weekly wage.
  • Compensation for permanent partial or total disability, if applicable.
  • Vocational rehabilitation benefits may be available.

Protection From Retaliation

  • An injured employee cannot be terminated or discriminated against for filing a workers’ compensation claim.

Choice of Treating Physician

  • In Wisconsin, employees have the right to choose their initial treating physician.
  • The employer or insurance carrier may require the employee to see a company-designated physician for a second opinion.

Independent Medical Examination (IME)

  • Either party may request an IME to address disputes about the employee’s medical condition or extent of disability.
  • Contact Doctors’ Council if you would like assistance with requesting an IME or changing doctors.